Personal Loan Score

Making Wise Credit Choices When Applying for Personal Loans

Easier Than Ever to Make Credit Decisions on Personal Loans

TransUnion CIBIL’s Personal Loan Score provides lenders with powerful, data-driven insights to evaluate the creditworthiness of personal loan applicants more accurately.

This score predicts the likelihood of an applicant defaulting on a personal or consumer loan within 91 days over the next 12 months. With the evolving dynamics of the personal loan market—marked by smaller loan amounts, shorter terms, and faster processing—the score has been rigorously tested and validated using recent data to reflect these changes.

By effectively identifying reliable borrowers versus those at risk of default, lenders can make more confident lending decisions, reduce credit risk, and enhance overall profitability.

Keep Your Credit on Track with TransUnion Personal Loan

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Personal Loan Score

Easier Than Ever to Make Credit Decisions on Personal Loans

Keep Your Credit on Track with TransUnion Personal Loan

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